Archive for the ‘General information’ Category

Don’t let your Short-Term Team Trip Abroad Become a Nightmare

Friday, November 26th, 2010

At 59 years old, Debbie Williams was still active in short-term medical trips. She and her husband, a gynecologist, had gone on them for thirty years. A trip to help a clinic in Chile seemed routine for this active couple. But on the flight over, Debbie became ill. Upon landing she was rushed to a nearby hospital. Tragically, nothing could be done to save her life.

But even in the midst of grief and the miles of red-tape required to return Debbie’s body to the US, the church that sent them out could be thankful. You see, it was Debbie who had urged them to add team travel insurance to their last-minute plans. And in the midst of tragedy, team travel insurance would see her returned to her family.

Medical evacuation and return of mortal remains incur huge costs if not covered by trip insurance. The  Don Jenkins family of Kentucky was stuck with a bill of $90,000 after Don tripped and hit his head while on a mission to Cost Rica. The family of Britt Leis had to pay $55,000 just for his medical evacuation after he was mugged in Ecuador.

So what can travel insurance do for your short term team?

1. Cover overseas medical bills. Medicare and many domestic insurance plans do not cover services rendered outside of the country. And the new health care bill has not changed this lack of coverage. Short term team travel insurance can, however, cover any medical emergencies the team might encounter.

2. Provide medical evacuation for ill or injured team members.  Medical evacuation happens suddenly and unexpectedly and is very expensive.  There are no domestic medical plans that cover medical evacuation. Travel insurance is the only way to obtain this type of coverage.

3. Return the remains of a deceased team member. Flight arrangements to return a body back home are  complicated and expensive. All the details are covered by insurance representatives who can be reached by phone twenty-four hours, seven days a week.

4. Offer assistance and peace of mind. Often it is the unnoticed benefits of travel insurance that are the most valuable. A traveler in Vietnam suffered a perforated ulcer. Insurance representatives determined that medical facilitiesin the area were inadequate for his care and arranged a medical evacuation to nearby Thailand. The transfer undoubtedly saved his life.

Good Neighbor Insurance has years of experience insuring short-term teams. Check out our short-term team options at  www.gninsurance.com/short-term-team/  Doug Gulleson loves to scuba dive overseas and  he makes sure he always takes his credit card AND international travel insurance. Visit Good Neighbor Insurance at www.gninsurance.com for your next overseas trip and get a FREE quote.

 

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Four Things Short Term Trips Offer Seniors

Saturday, November 7th, 2009

 When planning Short Term trips, most people’s hopes are for teens and young people to get fired up about living their purposefully. After all, that’s when a person lays a foundation for the rest of their life. But what about those who already have a foundation and maybe have some wisdom to go with it? Seniors are not only a burgeoning part of the American population, but they also aren’t ready for a rocking chair. They want to see new places, learn new things and perhaps teach a few things to younger people. And why not? Modern transportation and information systems make it increasingly possible. Here are four opportunities Short Term trips can offer seniors:

1. To see new things. Now I’m not talking about the touristy types of new things here. Seniors can be tourists on a cruise, if they choose. But getting off the beaten path and hanging with locals is not a touristy thing. Helping a class in Eastern Europe or China with English will certainly get you out of your comfort zone. The question is, are your seniors too old to learn new things like Teaching English As A Second Language? Perhaps they can lead younger team members by example in gracefully accepting new experiences. The truth is, no one who is willing to risk their comfort zone is too old to learn what is really happening in the world. And the best way to know this is to see it first hand.

2. To make new friends. While young people search for novel experiences, most seniors are more interested in relationships. After all, relationships with others enrich lives already rich in “things.” Working alongside nationals in other countries can be a golden opportunity to widen a senior’s circle of friends. E-mail and snail mail (you know, through the Post Office) can keep seniors in touch with new friends even after they have returned to the United States. Unlike young people, many seniors actually try to keep in touch with their friends. They may even want to go back and see them again, if the situation permits. Planners considering adding seniors to their Short Term teams may want to consider permanent relationships with a particular international partnership or project so this option remains available.

3. To make a difference. Anyone can make a difference. That is the truly great lesson of life. History proves that imperfect people change the world, no matter the age. American seniors long to know they still make a difference. In 2003, 18.6 percent of men over age 65 still worked and most said they worked because they liked their job and wanted to stay on. It gave them a sense of purpose. Seniors have lived a while and hopefully learned from life lessons they can pass on to team members or to the people they are serving. If nothing else, they may know how to slow down and really listen to others.

4. Personal renewal. Inner transformation can occur when people are put in different situations.  The newness of it gets the brain to think, and in turn that enlarges the heart. Seniors are richer for new experiences. Prejudices shift and often totally disappear.  One-sided beliefs get dismantled with new information. This all adds up to personal renewal, the kind that helps seniors find new joy and purpose in life.

Does adding seniors to your Short Term plans add some new considerations? Of course. But there are plenty of experts to help. Travel insurance experts can help with those types of concerns.

Good Neighbor Insurance annually insures close to 100 short term teams.  Check out our short-term team plans.

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Five Aids to Effective Short Term Trip Planning

Tuesday, November 3rd, 2009

1. Research. Find out what the people on the ground need.  Plan to make a difference “over there,” not just in the lives of your short term volunteers. Many short term trip planners make the mistake of first asking for volunteers and then trying to find a project.  Rather, find the project first and then find the volunteers that actually have the necessary skills to match the needs.

2. Ask the Experts. Find out who can help your short term volunteers.  People who have lived in the country to which you want to go can provide excellent cross cultural information. Travel experts can set up your itineraries. Medical personnel can fill you in on necessary immunizations and health tips.

 3. Cross cultural orientation. Learning a few significant cross cultural principles will save your team from making too many mistakes. For example, understand how men and women relate to one another in public, what clothes to wear, what types of food you will eat, and rules for what is considered polite behavior. Briefly study the history of the country and ethnic group of the people you will visit.  Their world-view will be different than yours.  Studying your own world-view is the first step to better understanding their world view. 

4. Training. Many aspects of short term trips require training. Everything from how to learn a language to skills like drama or construction may be needed. Even the proper way to clear brush or trash so as not to be injured must be taught. Just make sure everyone going understands their job and how to do it.

5. Humility. Humility is such an unsophisticated and misunderstood virtue. And yet like a spoon full of honey, it can make even the most bitter things sweeter. Humility on a short term project is necessary to keep unity on the team and good relationships with the locals. Westerns can come across as arrogant, with a “we have what you need” attitude. Rather than focusing only on what you did for the people or project, get your volunteers to discuss what they learned from the local people.

Good Neighbor Insurance annually insures close to 100 short term teams.  Check out our short-term team plans.

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Four Ways Short Term Trips Can Help Teens

Friday, October 16th, 2009

     The teen years are full of questions, or at least they should be. It’s a time for learning what life is really about and finding purpose and direction to last for years to come. But many teens find the affluence of American life too small a challenge. I mean, is obtaining the latest gadget or following American Idol really where life is at?

     Short Term trips that revolve around a service project is one tool that can pry teens out of their comfort zone and change the course of their life. Here are five things to integrate into the Short Term plans for your youth group, family members and students.

1. Learning on the front lines. How often have the convictions and opinions of your youth  been tested? Do they really know what they believe and why? Do you know what you believe?
     Belief-muscles get exercised in environments that create optimal learning.  There is something about getting outside the comfortable into the uncomfortable that creates opportunities for growth.  Knowledge flourishes when youth confront situations that challenge what they have been taught. Prepare your students for what they will face, get them talking about what they are learning, and then give them opportunities to tell others.

2. A perspective on the big picture. How many young people really know what is going on in the world? If you believe the news, not too many good things. That is a lie, of course. But how do you find out the truth? The best way is to see it first hand.
     There are more human things teens can learn like how not to squeal at every bug. They can learn about malaria (although not by personal experience if you’re careful) and what it really means to be poor. They can learn more about a different culture in one week than they could learn in a year of studying textbooks. They might even find out how much they have yet to learn about other countries. Ask your student group to journal what they learn and then have a daily debriefing.  The more they share their questions, comments and insights, the higher the chances that they will really be changed for the long term.

 3. Training on how to make a difference. A lot of young people are idealistic.  They want to save the world, but lack the practical “how to’s.” They can learn how to take the next step in changing the world if they are shown how.  No matter what your short term project is, train them for it. Good preparation before the trip ensures that they will arrive in their destination ready to go from day one.

     The Dream Center in Los Angeles has a method of training people how to make a difference in simple but profound ways. They are so good at it, in fact, that they routinely train other youth groups in their methods. They have also started an international training camp in Belize. Young people I know have come back from that training ready to change their city. They’ve even stuck with it for more than a year.

4. Living out the value of self sacrifice. Most students have the concept of giving to others less fortunate than themselves.  But unless they are put in an environment where that is made possible, their ideas will be just that – ideas.  Short term projects provide tangible ways to students to give sacrificially.

     The best way to do this is to connect your youth group with people.  Put faces to the projects.  Talk about the “Fatima’s” and the “Daud’s” and the “Jose’s” and the “Sipoh’s.”  Most of us won’t give sacrificially to a project, but we will to people.  Because of this, try to get your students to connect personally with people from other cultures.  Help them stay in contact with their “new friends” once they return home. Occasionally, send updates on the work.

Good Neighbor Insurance annually insures close to 100 short term teams.  Check out our short-term team plans.

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