Archive for the ‘Travel insurance’ Category

What customers are saying about why international travel insurance is so important

Wednesday, May 25th, 2011

Good Neighbor Insurance Inc, www.gninsurance.com, has been helping clients with their international travel needs since 1997.  Who wants to buy insurance when we feel that nothing will happen to us?  Right!  I personally prefer putting that money I would spend on travel insurance on some Kindle e-books or grabbing a couple movies from iTunes.   Oh, yes, and a couple of great Starbucks coffee, too boot!  But alas, reality sets in when I realize how much medical evacuation costs overseas to my wallet if I did not have travel insurance.  Think $20,000 and above just for an air ambulance to transport me to a hospital.   So I decide to forgo my extra Starbucks coffee and couple Kindle e-books and pluck that money on travel insurance I pray I never have to use.  But if I do need to use my travel insurance benefits I know that my travel insurance company will foot the bill and not me and my credit cards!

Here is what some clients have shared with us using these travel insurance plans,  www.overseashealthinsurance.com/ we provide for our clients. 

In my previous travels to India and Asia, I had never considered the need for travelers insurance. All that changed when, in the mountains of Tibet, I was thrown from a horse and landed in a boulder field. Injuries to the left side of my spine, chest, abdomen and hip were extensive. I was in the middle of nowhere, and even by horseback, it would take two days to reach the nearest road. It was a worst-case scenario. Fortunately, HTH Worldwide, www.overseashealthinsurance.com/trip-protection.asp , initiated a comprehensive plan to help bring me to the nearest source of medical care with the highest standards. That your Katmandu based staff was willing to wait three days in a remote village for my arrival is more than impressive. Exploring the world is a beautiful experience and carrying travel health insurance is just a practical necessity of life. Blair L.

“Thank you Good Neighbor Insurance for such a great product.”

While in the airport some travelers were discussing the travel insurance they had purchased along with all the “What Ifs.” When I was asked if I carried travel insurance, I replied, “Yes, most definitely. Having used the product in the past, I would never travel without it.” When I told them why, they were totally amazed at all the benefits and services the policy includes, and how affordable it is. Thanks Good Neighbor Insurance, www.gninsurance.com, for such a great product. R. T.

I am in South Africa to work at a nonprofit organization that assists orphans and vulnerable children in a remote location outside of Johannesburg. Knowing the location, I was motivated to prepare ahead of time. Before my departure, I printed out nearby hospitals, doctors, and additional medical services information from the global database. I am able to access mPassport’s databases on my mobile phone in South Africa. Rachel F.

“With your information tucked into my bag, I board the plane feeling confident.”

This past year I have traveled to Egypt, Greece, and Israel. Before going on each trip, I checked the mPassport databases for names and addresses of doctors and hospitals and your evaluation of health risks and medical facilities. With your information tucked into my bag, I board the plane feeling confident that I can get help all along the way. Pat A.

“My wife and I are absolutely delighted with the service we received.”

While on assignment, I began noticing chest pains following slight exertion. When the situation persisted, I contacted HTH Worldwide by phone, www.overseashealthinsurance.com/short-term.asp . A cardiogram and blood test were quickly arranged and performed at the guest house where I was staying. The tests proved that I was experiencing blockage in my arteries, and it was necessary for me to be admitted to Milpark Hospital in Johannesburg. An angioplasty was performed and a stent was implanted in my coronary artery, which was discovered to be 99% blocked. I was very close to having a major heart attack. To say HTH Worldwide and Alliance International Medical Services delivered more than I expected would be a gross understatement. My wife and I are absolutely delighted with the service we received and have been recommending HTH Worldwide to all of our friends who want to travel, but are concerned about unexpected health emergencies. We will never travel again without availing ourselves of the health benefits and services afforded through HTH Worldwide. Thanks for your outstanding service. Jim D.

“I was able to look up a doctor in London online and make an appointment with him the same day.”

I was able to look up a doctor in London online and make an appointment with him the same day. He was professional and friendly, and the whole process couldn’t have gone more smoothly. I was very happy to be able to connect with a qualified professional when outside the U.S. right away. Thank you! I. S.

Doug Gulleson loves to scuba dive overseas and makes sure he has his US health care and overseas health care information with him at all times when he travels   Keep our blog close by you, www.gntravelinsurance.com, for continual updates on the changes throughout the global health coverage arena.

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Why Travel Guard is better than vendor-offered travel insurance

Thursday, September 30th, 2010

Why Travel Guard, http://onlineglobalhealthinsurance.com/trip-cancellation/, is better than vendor-offered travel insurance such as purchased through the airline, travel agent, and your credit card supplier. There are many reasons why and below is some great information to share with you on why you and I should use Travel Guard for those overseas insurance benefits such as medical, evacuation, trip cancellation, and other overseas travel insurance benefits.

Why get Travel Guard?

  • Optional Cancel For Any Reason coverage
  • Cancellation due to Work Reasons coverage now included in base plan
  • Now includes Cancellation coverage due to involuntary Job Loss
  • $500,000 evacuation coverage and $25,000 medical coverage included (may increase medical coverage)
  • Children age 17 and under covered at no additional cost! (Must be related to, and traveling with the primary insured
  • Comprehensive non-insurance travel services automatically included with plan
  • Policy starts 100 miles from your US residence
  • http://onlineglobalhealthinsurance.com/trip-cancellation/

GENERAL INFORMATION:

* You are covered door to door including any before, after, or side trips you may take.

* It has a higher medical maximum than most venders who offer travel insurance.

* Bag Track: Locates lost luggage while you are still on your trip.

* If you go to a hospital that does require payment before treatment, call them and they can make arrangements.

* They offer a Group plan that is discounted for groups of ten or more.

* It is the primary insurance.

* Cuba is excluded.

* In the “Destination Blank,” they want only the primary destination.

* Domestic partners do count as family members.

COVERAGE FOR PRE-EXISTING MEDICAL CONDITIONS:

* If purchased within 15 days of your initial trip, payment and pre-existing medical concerns are covered. These also include pre-existing conditions of your family members who are not going with you, but may result in you cancelling your trip.

* Family members include: mother, father, children, grandparents, grandchildren, aunts, uncles, steps, foster children, wards, and domestic partners. However, cousins are excluded.

* Travel Guard cancellation coverage because of sickness, death, etc. includes aunts and uncles, but not cousins.

CANCELLATION OPTIONS:

* If your trip is interrupted or cancelled because a family member is dying from a pre-existing condition, you are still covered even if you didn’t purchase the insurance in the 15-day window.

* Regarding pre-existing condition coverage: If you plan a trip and someone dies in your family of a know disease/illness before you leave on your trip, Travel Guard will cover the cancellation cost of your trip up to 75 percent.

* If a bride and groom cancel their wedding, they can only use trip cancellation if they purchased “for any reason” on to their coverage.

* Insurance must be purchased before a tropical storm is upgraded to a hurricane in order to use the trip cancellation benefit.

* You are covered for financial default.

* The advantage to buying Travel Guard insurance rather than just settling for insurance sold by the airline, travel, and credit card suppliers is you will find you have very limited medical coverage for international emergency and evacuation.

* If a cruise line offers cancellation coverage, they usually do not refund your cash–it is usually a voucher, and it is non-transferable. Travel Guard refunds your cash.

* One of the biggest evacuation costs that Travel Guard handled and paid for was from a cruise ship in the South Pacific that cost them over $250,000.

Doug Gulleson totally adores scuba diving and travels overseas throughout the year with his underwater camera in one hand and a cup of coffee in the other. He knows through experience never to leave home without his travel insurance and credit card too. Visit Good Neighbor Insurance at www.gninsurance.com/tripcancellation for international travel insurance coverage.

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International Medical Group Named Top Work Place

Monday, February 22nd, 2010

Good Neighbor works with many insurance companies, and over the years we have built relationships with their employees, getting to know them as friends as well as business associates.  From time to time, we will invite them to be guest bloggers. This week we feature Angel from International Medical Group

Recently the employees of International Medical Group were invited to participate in a survey to the Indianapolis Star in association with Workplace Dynamics.  This was our chance to express anonymous opinions about working for International Medical Group®.   It was not surprising when the company was named Top Work Place in Central Indiana.

For the last 10 years, I have been working closely with producers who sell our products and we are blessed to enjoy Good Neighbor Insurance, Inc as  one of our top producers over these past years.  I like the fact that the IMG® places a strong emphasis on loyalty to our producers and rewards it with cash incentives and free leads.  The company carries a 20 year relationship with our strong financial underwriter, Sirius International Insurance Corporation (publ). 

I personally find comfort in trusting my travel insurance only with IMG.  My husband and I purchase the Patriot Trip Elite, which you may view and purchase at  http://www.healthinsuranceinternational.biz/outreach.asp#patriot , program for vacations.  In the event of something happening on the beach or anywhere, IMG was just a phone call away to provide emergency evacuation that could save our lives.  Also, at a time when companies are laying employees off; IMG increased its contributions to our 401k program by 2% – a total of 6%.  The company offers many other generous perks that amaze me since they do not have to yet seem to love taking care of their employees.

Outside of the IMG workplace, I enjoy time with my husband, Glen and our Fox Terrier, Lucy.  My additional interests are volunteer work for WeighDown Ministries, gardening, bird watching.

IMG is a worldwide leader in designing, distributing and administering global health care benefits – all services are done in house providing an advantage in excellent service and support.  IMG strives to be the company you want to do business with, not the company you have to business with.  It is apart of my focus everyday in assisting with this goal.

 

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