Good Neighbor Insurance, www.gninsurance.com , provides disability insurance for individuals and families here in the U.S.  Here are some important reasons why disability insurance should be part of your insurance portfolio.

16%: The chance that most people believe that they will become disabled during their working years

71%:  The amount of American employees who live paycheck to paycheck

70%: The amount of private-sector workforce that has no long-term disability insurance

50%:  More than half of the U.S. workforce has no private pension coverage, and a third have no retirement savings.

1 in 3:  The actual chances that you will become disabled during the course of your career (if you are 35 or younger)

43%:  The average chance of men becoming seriously disabled during their working years.

54%:  The average chance of women becoming seriously disabled during their working years

3 in 10:  The number of workers entering the work force who will become disabled before retiring

1 in 5:  The number of workers who can expect to be out of work for at least a year due to disability or illness.

2.5 years:  The average long-term disability absence

1 in 7:  The number of workers who can expect to be disabled for five years or more before retirement

350,000:  The number of personal bankruptcies caused by disability every year

48%:  The amount of home foreclosures that are the result of disability

Doug Gulleson loves to scuba dive overseas. He makes sure he always takes his credit card AND international travel insurance. Visit Good Neighbor Insurance  at www.gnazhealth.com or www.gninsurance.com/tripcancellation/  for your next overseas trip and get a FREE quote.